How much of a downpayment do you need to buy a home? Less than you might think! Many people believe that in order to purchase a home, you need a 20 percent downpayment. Studies show it's one of the most enduring home buying myths. In reality, the... (Read More)

If you are a member of the military on active or reserve duty or a veteran, there's a special type of home loan designed for you. The VA home loan program is an incredible benefit designed to help members of the military —past and present —... (Read More)

If you’re uncertain if you can meet the standards necessary to secure a conventional mortgage loan, a Federal Housing Administration loan might be the right choice for you. It’s a mortgage product backed by the government, which helps borrowers... (Read More)

Did you know that the average age of marriage is slowly rising? In 2020 it was 32 years old, which is a significant increase from previous generations. Instead of getting married young and buying a home as a couple, many people opt to pursue their... (Read More)

Selling a home is a major life event — and packing up your whole life is a huge undertaking. You’ve no doubt read about packing strategies and how to organize a big move. But before you seal that last box, think twice about transporting your... (Read More)

In 2020, more Americans began to rethink city living. Large cities reported residents moving away to smaller towns and rural areas. This population shift occurred because of various factors, including the COVID-19 pandemic, the increase of remote... (Read More)

We all want our homes to be healthy and safe places for our families. That's why we want to share with you three easy ways to help keep your home free of some common (and even deadly) hazards: Check and periodically replace smoke and carbon... (Read More)

Saving up for a downpayment is the No. 1 challenge for most first-time home buyers today. That's where the FHA home loan program comes in. It has one of the lowest downpayment requirements available. As an established FHA lender, our team is here to... (Read More)

Filing your tax return early is a great idea, especially if you're getting a refund. You'll get your money faster. But here's another important reason you might want to file as early as possible: refund fraud. Refund fraud is a type of identity... (Read More)

At PRMI, we know that home buyers often have a lot of questions. Well, we have answers! We love educating families about the home financing process and helping them make decisions that are right for them. Here are some of the most common FAQs about... (Read More)