If you are buying your first home, you know the struggle. You can settle for an older house that needs repairs, has peeling paint, and outdated appliances, or you can keep waiting, saving every extra dollar, and dreaming of a home built exactly as... (Read More)

No homeowner wants to think about their home being damaged by a natural disaster, fire, or flood. But these things happen, and homeowners must be prepared with adequate home insurance. According to Quadrant Information Services, in 2024, the average... (Read More)

Buying your first home is a big deal. It's exciting, but also full of unknowns that can make the whole process feel overwhelming. Between rising home prices, tight competition, and a maze of financial terms, it’s no wonder many first-time buyers... (Read More)

At Primary Residential Mortgage, the best part of our job comes when we can say the two most rewarding words we know — Welcome Home. We know there's something incredible about closing day, being handed the keys to your new home and beginning... (Read More)

If you’ve been waiting for mortgage rates to drop, now is a great time to take a closer look. This past September, the 30-year fixed mortgage saw its biggest one-day drop in more than a year, according to CNBC. That’s good news if you’ve been... (Read More)

If your family is starting to feel squeezed in your current home, you’re probably thinking about upsizing. Maybe there’s a new baby on the way, the kids are sharing rooms, or you're just craving a little more breathing room. Whatever the reason... (Read More)

Every first-time homebuyer faces this age-old debate: Should you buy a house or build one? According to Realtors.com, the median home price is $425,000. However, the national average cost of building is $329,000 for a 2594-square-foot home, which... (Read More)

Many would-be first-time homeowners are intimidated by the thought of taking care of their future homes. Beyond the initial purchase price, numerous hidden costs, such as insurance, maintenance, renovations, and more, can quickly add up if not... (Read More)

Online mortgage calculators can be great tools. They allow potential homeowners to calculate mortgage limits and see what they may qualify for without booking an appointment with the bank or a mortgage broker. Here at PRMI, we believe these tools... (Read More)

Buying a home is exciting, but picking the right homeowners insurance can feel a lot trickier than applying for your mortgage. With so many companies and options out there, it’s easy to get overwhelmed. Plus, insurance costs are on the rise... (Read More)